Credit Analyst – Unsecured Consumer Lending

Full Time
  • Full Time
  • Toronto

Beautifi


Credit Analyst – Unsecured Consumer Lending  

The Opportunity:  


The Credit Analyst is responsible for the effective and timely adjudication of consumer credit applications:  

  • Analyze personal credit reports.  
  • Perform credit analysis and write-ups for submission.  
  • Analyze all aspects of a situation to gain thorough insight into making decisions and identify a problem’s key components to formulate a solution.  
  • Ongoing analysis of business rules and constant improvement of policies and processes  
  • Work with other departments, our sales team, and the funding team to ensure smooth inter-departmental communications.  
  • Audit documents and contracts prior to funding.  
  • Assist with early-stage collection activities.   
  • Assist in periodic portfolio reviews.  

Requirements:  


  • One or more years of credit adjudication experience (unsecured consumer lending preferred)
  • Solid problem-solving and decision-making skills 
  • You thrive in a fast-paced environment and can think outside the box
  • You are a credit professional who wants to join a progressive company and grow with our company
  • Consistently demonstrating excellent written and verbal communication skills  
  • Excellent attention to detail and a careful working style  
  • High performers with a proven track record of exceptional work  
  • Intermediate skills in Word, Outlook, and Excel  
  • Experience with Salesforce is an asset


Location:  

  • Vancouver, BC, or Toronto, ON  
  • Expected start date: 2024-04-29 or sooner
  • Job Types: Full-time, Permanent  

What We Offer:  

  • Base Salary ($55,000-$65,000) commensurate with experience
  • Bonuses based on individual and team performance
  • Dental, Vision and Health Benefits
  • Paid Vacation
  • Fun and energetic workplace
  • Advancement opportunities for top performers


Schedule:  

  • Full-Time: 40 hours/week  


Education:  

  • Bachelor’s Degree (preferred)  


Experience:  

  • Consumer Lending/Underwriting 1 year (preferred)  

Company description  



Beautifi is a financial technology start-up that offers Canadians flexible financing solutions for plastic surgery and cosmetic procedures. Beautifi was created to make the patient financing industry more transparent and consumer friendly. We don’t believe in hidden fees, misleading rates, prepayment penalties, or unexpected charges.  


Our goal is to make health and beauty affordable and give Canadians access to the procedures they want or need without waiting. We are a growing company looking for people who want to grow with us; as the company scales, there will be plenty of future opportunities for high performers.  



Salary: $55,000.00-$65,000.00 per year  


Benefits:  

  • Company events  
  • Dental care  
  • Extended health care  
  • Paid time off  
  • Vision care  
  • Schedule:  

8-hour shift  



Day shift  

Tuesday to Saturday

  •   Supplemental pay types:


Bonus pay


Commission pay

  • Ability to commute/relocate: 

Vancouver or Toronto

Work Location: In-person 


Source

To apply, please visit the following URL: